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Welcome > Local Info >
Spotsylvania Information ...
About the Spotsylvania, Virginia Area Stafford, Spotsylvania, and Fredericksburg are among the most inviting places to live in the United States! When most people are looking to relocate to an area they call home, they are looking for an area with a good economy, good climate, affordable housing, and good quality of life. That’s what you will find here, and much more!
Financing Your Home >The Loan Application
When you have decided on a mortgage lender, you begin the loan process by filling out a loan application. You should be fully prepared to go over your current financial situation and credit history with the loan officer.
Have a record of all of your current bank accounts, including the name and address of bank(s), type of account(s), and approximate balance(s). Be prepared to provide details about outstanding loans, including student loans and major credit accounts. You will also need information about your assets, such as car title, stocks and bonds, and life insurance policies. If you foresee any credit problems, ask the loan officer for advice on how to keep them from interfering with approval of your mortgage loan. The loan officer can usually give you a prompt opinion about your chances for obtaining a mortgage.
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| Q |
What little-known folk remedy is said to help keep bats away from your home?
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| A |
According to some rural homeowners, if you tar and feather a two-by-four board and place it in your yard, it will ward off bats! |
See More Real Estate Trivia > |
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All rights reserved. All information deemed reliable but not guaranteed.
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