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Real Estate Resources:

• Special Events - Check back here frequently for updates on my latest Special Event!.

• Special Offers - Special offers for Stafford, Spotsylvania, Fredericksburg homeowners from Michael and Rebecca Straley.

• Affiliates - Michael and Rebecca Straley's real estate web site affiliates.

• eNewsletter - Michael and Rebecca Straley'sStafford, Spotsylvania, Fredericksburg newsletter email will send you the latest real estate information.

• Today's Real Estate News - Daily real estate news for this neighborhood, Virginia, and United States.

• Market Conditions Report - Market conditions report for this area, Virginia, and United States.

• Monthly Payments & Schedule - Monthly loan payments java mortgage calculator.

• How Much Can You Afford? - Calculate how much home you can afford with this financial calculator.

• Determine Tax Savings - Calculate how much your monthly Stafford, Spotsylvania, Fredericksburg, Virginia mortgage payments save you on your taxes because of loan interest.

• Should You Rent or Buy? - Is it better to rent a home in Virginia or buy your own Stafford, Spotsylvania, Fredericksburg house, ranch, luxury property, condominium, acreage, or other real estate?

• Adjustable Rate Mortgages - Adjustable rate Stafford, Spotsylvania, Fredericksburg mortgages information and interest rate java calculator.

• What Is Your APR? - Determine the Annual Percentage Rate (APR) for your mortgage.

• Fixed or Adjustable Rate Mortgage? - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

• Are Balloon Mortgages For You? - Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.

• 15 vs. 30 Yr Mortgages - With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.

• How Much Should Your Income Be? - What income is required to qualify for a mortgage? Use this calculator to find out.

• What's Your Maximum Mortgage? - This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.

• Will Buying Points Save You Money? - This calculator helps you determine if you should pay for points, or use the money to increase your down payment.

• TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Virginia real estate.

• Ask Anything - Ask Michael and Rebecca Straley anything real estate.

• NUMBER1EXPERTS - List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale.

• Real Estate Tips - Michael and Rebecca Straley's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers.

• Real Estate Trivia - Michael and Rebecca Straley's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.

• Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Stafford, Spotsylvania, Fredericksburg property in Virginia, including legal terms definitions, and more.

• Go to Main Sitemap - Main sitemap sections include Find Stafford, Spotsylvania, Fredericksburg Homes, For Home Buyers, For Home Sellers, Stafford, Spotsylvania, Fredericksburg Information, Real Estate Resources, and About Michael and Rebecca Straley.

 

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Pricing >Sellers Beware Here is a scenario for sellers to avoid. You contact a real estate agent to list your home and the agent suggests that you might get more for your house than comparable homes on the market. The agent assures you that it only takes finding one person who is willing to pay your price! Some agents approach a listing appointment as if they are bidding for your home. The unfortunate result is that you start out with an unrealistic opinion of your home's value. There is often a strong temptation to work with a person who says what you want to hear. An experienced, reputable real estate agent will back up their opinion of your home's value with hard data. The agent should give you information about the listing price of homes that are currently on the market, and recent selling prices of similar properties in your immediate area. Even the most heroic marketing efforts won't work on a property that is obviously overpriced, (except in the most exaggerated of seller's markets.) Even if you find a buyer who is willing to pay more than your home is worth, the sale could fall apart when the appraisal comes in lower than the agreed-upon price. Listen to everything, but be careful! See All Tips In The "Pricing" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  What kind of home construction is considered to be the safest in seismic areas? A  Straw-bale homes in seismic zones have proven resilient enough to withstand the shock of earthquakes. See More Real Estate Trivia >

Michael and Rebecca Straley Capitol Premier Realty Licesed Realtor/Broker in the Commonwealth of VA 701 Kenmore Avenue #220 Fredericksburg, VA. 22401 Office: 540-479-4444 His Cell: 540-834-6263 Her Cell: 540-379-1949 Office Fax: 540-479-4445 All Contracts to : 800-657-0864 Email:: Michael@CapitolPremier.com Email:: Rebecca@CapitolPremier.com Contact me and let's talk. My goal is to listen, give you facts, and help you make informed decisions. I represent your best interest, there is no pressure, just good old fashion "red carpet" service. We can move as slowly or quickly as you wish, but first you have to call...or drop me an email and I will take it from there. It couldn't be any easier. Look forward to the opportunity to serve your real estate needs.

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